Addiction treatment is already a problematic aspect of life people have to deal with. It is like a maze, with every turn bringing you to a dead end or giving you an option you have no idea how to manage. Then, you finally want to get healing, and you have to pay for it. It’s like you finally decide to grab a lifeline, but someone is collecting before you can get out.
Yes, paying for addiction treatment is something. It is similar to paying a doctor or any professional in a service business, one that takes personnel and expertise.
It is a hurdle for some. But it might be lower than you think.
Why Understanding Paying for Addiction Treatment Matters
Understanding the costs of any treatment or medical option is an essential first step. You know that getting treatment is vital. But you don’t want to go broke getting out of your addiction.
Worrying about finances won’t help your recovery process. Your body and its stressors are all part of long-term recovery. So It is a good sign that you are thinking about your future. We want to help you get your mind on a healthy life. Not the stress of the finances. It’s not suitable for anyone, and it is even worse for someone trying to get healing from addiction.
Being Aware and Quality
But you don’t want to shortchange this. Some things you can skimp on in life. However, addiction treatment and high-quality, evidence-based help is not one of them. But again, you probably know this. But you have options. So let’s go through them.
Paying for Addiction Treatment
The first thing to remember is that there is some degree of variance. Different rehabs work differently, and some are more flexible than others.
There are payment structures and types of treatment necessary (the types can vary and include aspects like detox, PHP, outpatient, residential, and more). Also, the length of treatment plays a part in understanding how to pay for addiction treatment.
Some facilities can even offer sliding scale fees based on income, so don’t hesitate to ask.
Paying for Rehab With Insurance
The first place to start is with insurance. You still have some options if you don’t have any, but let’s start here. It’s the most common way people finance their first steps of treatment.
Many insurance plans cover addiction treatment, thanks to laws like the Affordable Care Act. This makes addiction treatment an essential healthcare treatment, which is so important and has saved countless lives.
However, not all insurances are the same, and how much treatment they cover can vary.
Here at EagleCrest, we offer to find out what your plan looks like. Call us today if you want us to take care of that.
But if you are looking on your own, the best place to start is to call them.
Here are a few questions to ask your insurance provider about rehab coverage:
- What Specific Addiction Treatments Are Covered?
- What Are My Out-of-Pocket Costs?
- Are There Any Pre-Authorization Requirements?
- Are There Preferred or In-Network Providers?
- What Support Services Are Covered During and After Treatment?
These questions can get you going in the right direction. But what if you don’t have insurance? Or do you have it, but it looks limited to you?
Exploring Your Options in Paying for Rehab
State Funded Facilities
State-funded options exist. Here is a list of them. These addiction treatment centers are not what people would call “luxury.” But they offer the treatment needed to save your life.
Scholarships for Addiction Treatment
Scholarships do exist. Some rehabs offer them if the cases warrant. However, other ways exist: non-profits, donors, and other programs to help people cover the gap. Or even cover it outright.
10,000 Beds Scholarship Program: Provides scholarships for individuals seeking addiction treatment.
Substance Abuse and Mental Health Services Administration (SAMHSA): This agency offers grants and funding opportunities for those in need of treatment.
The Herren Project: Provides resources and financial assistance for addiction recovery.
Shatterproof: Offers financial aid and scholarship programs for addiction treatment.
The Amber Craig Memorial Scholarship Provides scholarships for individuals seeking help with substance abuse and addiction treatment.
Applying for these scholarships usually involves a bit of paperwork—think filling out forms, writing a personal statement, and sometimes even undergoing an interview process. However, don’t let this deter you. The effort is well worth it when the reward is the gift of quality treatment without the hefty price tag.
Getting Help Paying for Addiction Treatment Today
At EagleCrest Recovery, we offer help. We want you to get addiction treatment and not have the financial aspect be the hurdle you are unable to overcome. Our team is here to help you understand all the financial aspects, from getting your insurance information to understanding the various other options.
Call us today to talk to an addiction specialist and finally take the first step toward full recovery. Call now: 844-439-7627.
